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As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from   pre-qualification to closing.  Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She


Kristine is a professional .

- Latoyia C.

Everyone did a excellent by providing me all of information I need to work on my credit score, and paperwork I have to submit prior to get my loan approved.

- Luis D.

She is so nice and great.and really hard working.we r greatful and appreciate it.

- Mohammed A.

The whole process was very simple. Everyone kept us informed throughout the whole process. I would recommend them to my friends and family.

- Cindy P.

The service was great. Everyone kept in informed throughout the process.

- Sean P.

I was referred to Kiristine and team. Communication was prompt, both them and I were organized and ready to begin to complete the process. online system in helpful. Thanks for a great experience Melissa and Howard Robertson

- Melissa M.

I was very pleased with the communication, the honesty and the hard work. Kristine treated me like she was taking care of a family member. She made the process a lot easier and less stressful.

- Edward W.

Kristine kept us informed and answered questions quickly and with confidence.

- Greg S.

The constant updates and communications when needed. Also, Kristine made herself available responding quickly with return calls and emails. She did not pawn responses off to subordinates/co-workers.

- Timothy C.

Kristine was wonderful every step of the way! She was on the ball and had great communication every step of the way! We will highly recommend her

- Ashley M.
Kristine Arbogast

Kristine Arbogast

VP, Senior Loan Officer
NMLS ID #: 249222

Office: 804-334-8157

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