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As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from   pre-qualification to closing.  Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She


Kristine was very helpful and walked me through all the steps and answered all my questions to help put me at ease through the whole process.

- Elyse R.

Kristine was very helpful throughout the entire process. She was even available to me after hours a few times. She is very good about explaining the intricacies of the process to me. She went above and beyond to help me get what I needed accomplished. I highly recommend her and he team!

- Jennifer V.

- Michael R.

The team was very accommodating and flexible and made all of the hurdles and challenges easy!

- Shelley E.

Great start to finish. Thank you!

- Jennifer L.

We were impressed with the fine job Kristine did with explaining everything to us and her friendly attitude towards my husband and me. My sister and her husband recommended Kristine and I can see why they were so enthusiastic about her.

- Douglas R.

She was nice very helpful and work with me on everything

- Michael D.

Kristine is a professional .

- Latoyia C.

Everyone did a excellent by providing me all of information I need to work on my credit score, and paperwork I have to submit prior to get my loan approved.

- Luis D.

She is so nice and great.and really hard working.we r greatful and appreciate it.

- Mohammed A.
Kristine Arbogast

Kristine Arbogast

VP, Senior Loan Officer
NMLS ID #: 249222

Office: 804-334-8157

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