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As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from   pre-qualification to closing.  Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She


Kristine and her team

- Jean C.

Kristine took the time to keep me informed about all issues, forms, etc. that required attention. She was always there to answer questions. It was a very smooth process from beginning to end. She does good work!

- Harry E.

Kristine and her team made the whole process, from preapproval to closing, go smoothly. Answering any questions and keeping us updated on the process the whole time. They put together the loan package and got us to closing in a very timely manner. Would highly recommend Kristine and TowneBank Mortgage.

- James L.

Kristine was quick yo answer any questions or explain anything I had questions about.

- Shelly S.

Kristine and her team were wonderful to work with as first time homebuyers. They worked hard to get us what we needed in a very competitive market, and they were very transparent and communicative along the way.

- Christopher J.

Kristine Christine was professional and helpful in every way and made our mortgage loan experience an easy process.

- Dorothy R.

Very helpful through out the process. Kristine made it easy! Thanks

- James T.

Great Experience.

- Azadeh N.

Kristine was always prompt and very informative to let me know what was going on and to answer questions

- Warren H.

Kristine and her staff did a wonderful job for me, especially considering the difficult times we are experiencing. I would definitely recommend Kristine and Towne First Mortgage.

- Robert A.
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