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As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from   pre-qualification to closing.  Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She


kristine and staff are excellent in communication and giving us several options in these crazy times....

- Glenn W.

Kristine was quick to respond on questions. She gave helpful advice to send us in the right direction with our loan.

- Jennifer C.

Kristine was wonderful to deal with and readily available to answer any questions we had.

- Edward W.

Kristine and her team were awesome. We communicated often and was very Patient with me during the e-signing the documents. I would definitely refer my friends who are buying homes to this company because of her!

- Marylee J.

Kristine was extremely helpful. She responded very promptly, even after "normal" business hours. As a first time home buyer, she really put me at ease throughout the process and answered my MANY questions!

- Claire S.

Very efficient. Processor Melinda Violette is top notch.

- Teresa M.

The team provided quick feedback and answers to all our questions during the process.

- Robert G.

Kristine was very helpful. This was my third time refinancing a house and it was by far the easiest. I never once had to call and ask for feedback on the processing status.

- Berton B.

Kristine was wonderful to work with!! She was very available to answer questions, quick to respond, and an excellent resource for first-time home buyers. I really enjoyed working with her and would 10/10 recommend to anyone!

- Morgan B.

- Lorinda S.
Kristine Arbogast

Kristine Arbogast

VP, Senior Loan Officer
NMLS ID #: 249222

Office: 804-334-8157

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