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As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from   pre-qualification to closing.  Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She


Kristine and her team were beyond helpful, supportive, and responsive! We had a great experience!

- Kelly I.

The process was smooth, and Kristine made it less stressful with of knowledge.

- Derrick M.

Kristine made the whole process extremely easy and effortless. As first time homebuyers, we had many questions and she was always available for us. Her response time was also quick and her explanations of the process were easy to understand. We would highly recommend Kristine and her staff to anyone and everyone! Thank you!

- Bethany L.

Kristine and her team made everything easy so I could buy my house

- Franklin H.

Her wealth of knowledge will work in your favor. She is very pleasant and will guide you through the house buying process easily!

- ron w.

Kristine and her team were very thorough and knowledgeable throughout the loan process. They were professional and super quick to respond when we had any issues. They definitely helped to make the process very simple for us!

- Zachary B.

Kristine was always available to answer my questions and made the process easy.

- Jennifer B.

Kristine was very helpful, she made the whole process go nice & smooth. Also, their app was a plus so you can check your status and submit documents through it. My agent Richard Hanson Referred me to her. Both of them did a great job.

- Sana H.

Kristine was available at all hours and on weekends. She and her team went above and beyond to ensure I was able to close on my new home. Kristine was patient in answering all my questions and helping me through the process. Thanks!

- Neal M.

Very professional and once we told her what type of loan my wife and I were looking for, she immediately started working on a Preliminary Estimate of our monthly Mortgage payment and what the Closing Cost breakdown would be. I've had several Mortgage Loans and this was one of the easiest I've had. One recommendation I would make, if you paid upfront/deposit money as we did with Eagle, BE SURE to keep a copy (back/front) of the check for future reference.

- Andrew T.
Kristine Arbogast

Kristine Arbogast

VP, Senior Loan Officer
NMLS ID #: 249222

Office: 804-334-8157

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